Eight guides, written for the decisions a buyer actually faces on this market: which form of ownership is open to you, what a deal costs beyond the price, how the paperwork runs, how to get the money into the country, and how to read a yield on an asset that expires. Regulation numbers are cited where they exist, and where a figure comes from outside our own base it says so.
Before you choose a property
- Can a foreigner buy property in Bali? The three legal routes, what each requires of you personally, and the two things Bali changed in 2026.
- Freehold versus leasehold Hak Milik, Hak Pakai, HGB and Hak Sewa in the terms a notary uses. Why the renewal wording matters more than the term.
- Buying through a PT PMA What the company structure gives you, what it costs to run, and why Bali began closing it to property buyers this year.
Money
- Taxes and fees BPHTB, PPh, PBB and the lease tax — who owes each, on what base, with two worked deals.
- How Bali prices work Ares, square metres, NJOP, and the one conversion that makes a short lease and a long one comparable.
- Villa returns What a gross yield leaves out, why 10% residency tax and 20% non-residency tax change the answer, and the payback test for a leasehold.
Doing the deal
- How a purchase runs Seven steps from viewing to certificate, the two places deals fail, and realistic timings.
- Paying from abroad — a SWIFT transfer against an invoice, crypto through Indodax when the bank route is closed, why a purchase gives you no residence permit, and the tax your own country still charges.
Where to buy
- Bali areas compared — ten areas on one table: median asking price, the middle half of the market, plot size and price per are, from Rumah123, with a guide to each.
What these guides are not
We are a property agency. These pages are written to make you a buyer who knows which questions to put to a notary, a PPAT or a konsultan hukum — not to replace them. Indonesian property and investment rules changed several times in the past twelve months, and anything here can be out of date by the time it matters. Every guide says where to verify.